But we do have about 30% of our profile that features estate that is real
Brendan: But we do have about 30% of our profile that includes real-estate as security although the loans by themselves may be similar to a busine loan, but where we could really put on property as security therefore we aren’t entirely unsecured. If you decide to include receivables and real-estate, both of that we think can eentially be viewed guaranteed we have been about 48% guaranteed and perhaps 52% unsecured consumer and tiny busine.
Peter: Interesting, interesting. Therefore then how can you select the lending company to utilize? I am talking about, are you searching for…obviously you have got a return target you want going to, it is here such a thing else that you’re looking whenever you’re signing up a brand new deal?
Brendan: positively, therefore the initial thing that people desire to comprehend may be the story and that’s because unique deal movement is one thing we spot this kind of premium on therefore we want to know how a loan provider is likely to measure and where it’ll be getting its clients from in a way to ensure that they’re not contending against a large number of other loan providers if not 1 or 2 other loan providers.